Financial Freedom

My Journey to Financial Freedom – Part 1 Till 2020

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You probably have a big dream to build a home, go on vacations, enjoy luxuries and lead a stress-free life without worrying about money and from where it comes from.

But the reality is different, You probably know that ~90% of people get stuck in financial mess and fail to grow financially strong.

There is so much information out there, you either listen to wrong people or get drown by taking instinct incorrect decisions.

Before you realise it, years would have passed and nothing would have changed in your life.

Did I get it right?

So here’s how I can help you…

Hey, I’m Ravi Kiran Monigari! I help ambitious and smart people like you:

  1. Help you take right decisions with your money
  2. Help you move out of financially uncertain life struggling with Career, Family and Money
  3. Help you create Wealth and ultimately achieve Financial Nirvana

Here are few of things you’ll learn here:

  • Demystifying myths of money and wealth
  • Logic versus emotions in financial decisions
  • How to buy everything you want with cash (without depending on loans)
  • Passive income generation ideas
  • Differentiating Needs versus Wants
  • Budgeting
  • How to become debt(loan) free
  • Review of investments and insurance
  • Real time case studies
  • Developing an Investor psychology and Wealthy mindset
  • Tax Tax Tax and how to save and reduce your taxes
  • Strategies and progressive ways to invest for Retirement

How it all started

Since I started working as software engineer in 2006-07, I started saving and investing for myself

Those were initial days where I made mistakes, explored and read books to enhance my financial knowledge (as I was not from finance background 😊)

At that time, few of my close friends were interested in knowing how I manage my finances joined their financial journey along with me

In a year or two, there came a massive global financial crisis which lead to recession. While I focused on my career in software industry my money kept working hard with the investments that I made

In couple of years, few of my investments became dud but the rest had given me handsome returns which helped me buy a Villa without any loans

When you do good, it spreads

Few friends whom I use to guide had spread the word and referred their friends for guidance Investment management, by 2015 I was managing close to 120 families

While working in software industry and taking time to help people in money and emotional management, my life got busy

Certified Financial Planner (CFP^CM) Certification

And in 2016, I have completed globally recognised professional certification in financial services industry for personal financial planners i.e., Certified Financial Planner (CFP^CM)

After CFP, my approach in guidance became more stronger than ever. It also helped me constructing various robust strategies of financial management

College friends and well-known people

By this time, you know that I’m from engineering background and software domain, so some of my friends and known people use to say “How come you are into financial industry?”

But after completing CFP, the same people congratulated me and became my tribe following me in Financial and Investment management strategies

As years passed,

word of mouth spread and I kept receiving references from my existing clients

Friends, well-wishers and many others ask me why I am so successful as a Financial Coach

The answer is simple – I focus on resolving YOUR problems associated with money. I train YOU like a coach, provides solutions for your real-life problems.

Sometimes I get queries not only about financials but also personal and family related queries from my clients like

  • What should I do to improve memory power of my kid
  • Can you help me in getting a review of company located in Germany
  • My father is getting retired, can you design a Investment solution to get monthly income for him
  • My grandmother passed away, what should I do to ensure all her assets are transferred to my father without hiccups

So I become integral part of the family and people share non financial aspects of their life too

Those will be like a WOW moments for me, thanking myself that I have done more than what I should do as a financial coach

I’m more than just words on your screen…

I come from a middle class family, an eldest son to my parents

In childhood, I use to play chess, cricket and won awards for chess and science fair competitions during school days but as I grew older….stopped playing

I love traveling, I love reading history and wondering how people use to live centuries back without technologies and luxuries we have today

I read books related to motivational, psychological, influential, best practices of investments and financial management, risks and so on

I love watching suspense, thriller and mystery movies

Yup… that’s pretty much an excellent short introduction of me. 🙂

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