HDFC ERGO Optima Secure is a health insurance policy offered by HDFC ERGO General Insurance Company. Some of its features include:
- Coverage for both inpatient and outpatient treatments
- Cashless treatment at over 6,500 network hospitals
- 48 months waiting for pre-existing diseases
- Coverage for daycare procedures
- Coverage for organ donor expenses
- Coverage for Ayurvedic, Unani, Siddha and Homeopathy treatments
- Coverage for vaccination expenses
- Coverage for health check-ups
- No claim bonus
- Co-pay option available
- Renewability lifelong
It’s always best to review the policy document or consult with an agent to know the specific coverage and terms of the policy.