Thank you Ravi,

I have successfully surrendered my LIC Jeevan Anand policy yesterday which I took 5 years ago.

I got the maturity amount but lost almost 40% (Rs 125000 ) by surrendering the LIC Jeevan Anand. I dinot get any Anand by buying this policy, may be LIC and the agent got the Anand

The agent from whom I took policy was not helping, He lives in our lane in my native, I know the person since childhood. But he was not ready to share the details to surrender and no response from him

Thanks to you for guiding me through this surrender for the last 3 weeks
No one in LIC office nor the agent was happy with my surrender
They all were trying to cross sell different other policy when I ask for surrender

One person at LIC office literally told me, if you sign a new policy with me. I will get your surrender done. What a unethical practices these people follow. I completely lost trust on the LIC sales gimmicks

From now on, Whenever I hear someone trying to buy a LIC Policy. I will ensure the person doesn’t fall for shady sales practices of LIC agents

Most of the times these LIC agents are our uncles, mamas, friends, ex-colleagues
We will know their real color when you ask them to get the policy surrendered.

But, I’m still happy that I learnt the lesson hard way.

Got some bashing from my family well wisher like you for delaying the surrender for more than 8 months

I made this decision after careful consideration with you. I know I should have done this earlier but nevertheless the LIC chapter is closed now

As you know, I already took a Term plan to cover my life insurance needs.

For all other long term and short term needs, l use my boring SIPs.

I want to increase my monthly SIP from Rs 72000 to Rs 1,15,000 starting April, please do the needful

Thank you once again Ravi for educating me